Land Loan FAQs, that is AgAmerica Lending, look for Answers by Topic

1. Where is AgAmerica positioned and where do you realy make loans?

AgAmerica has two headquarters based in Lakeland, Florida and Boise, Idaho. We have been a brand that is national can provide throughout the usa.

2. What’s the way that is best to get hold of AgAmerica to speak about my economic objectives?

We’d like to speak, talk, e-mail, or talk with you face to face – whichever form is most comfortable for you personally. You can easily contact us Monday-Friday EST that is 8am-5pm or us at info@agamerica.com.

3. Can AgAmerica make use of foreign nationals on loan packages?

Unfortuitously maybe not at the moment. AgAmerica solutions america and us residents or permanent resident aliens just.

Agricultural Loans and Farm Financing products. 1. The length of time are your terms for funding land?

AgAmerica’s unique spectral range of land loan services and products have actually terms (lengths) ranging from eighteen months to three decades. As the terms that are specific by item, you’ll have self- self- confidence that each and every loan package is custom-built with your client’s monetary goals at heart. Many facets influence the regards to your loan that is potential package above all are your motivations and priorities. Our borrowers typically be eligible for multiple of y our financing programs, as well as the services and products they choose are finally their preferences.

2. Can we get that loan making use of my land as security?

Definitely. Quite often, your many valuable asset is the very land your procedure sits in. It means to be a farmer, rancher, or timberland owner whether it’s been in the family for generations or the beginning of a legacy all your own, land is at the heart of everything. It represents a prime bit of collateral whenever you submit an application for a land loan that is agricultural. To clean up on the best way to make use of your property as security once you make an application for a land loan, click on this link.

You already have in your land creates an opportunity to refinance short-term and intermediate debt (like machinery debt) if you’re already an ag land owner, using the equity. Each year in some cases, we’ve been able to lower our clients’ monthly interest payments by over 50%, saving them thousands.

3. Does AgAmerica provide loans for searching land?

We yes do. Whether you’re a hunter, hiker, angler, bird watcher, or conservationist, AgAmerica can finance your leisure land purchase with personalized 18 months to 30-year terms to help you enjoy your searching property now, as well as a long time. Find out more about our Recreational Land Loan program and review its parameters.

4. Are AgAmerica land loans for farmers just?

No. AgAmerica’s land loans are for anybody thinking about purchasing or refinance 25 or even more acres of agricultural-zoned land. AgAmerica can fund farm that is agricultural ranch properties, citrus grove conversions, rural house estates, leisure land, and also natural land parcels. Our land loans will allow you to lower your yearly re re payments, expand your procedure, buy more land, or get over a past year. Find out more about how we’ve changed the method today’s ag land owners finance their hopes and dreams.

5. Just how do I get started land that is financing?

We like it whenever our clients result in the call that is first. You can contact us one of two ways installment loans online when you’re ready to take that first step in applying for a land loan:

  1. Contact us Monday-Friday, 8am-5pm EST at 1.855.898.2265
  2. Fill in our easy loan demand type right right here.

Our land loan experts will walk you through the procedure and discuss your financial goals and needs that are lending. Download & finish our Initial Land Loan Inquiry form – we’ll review it through the initial assessment call.

6. What type of loans can be obtained to get land?

We realize that there is absolutely no “one-size-fits-all” approach with regards to secure financing. That’s why we custom-designed build land loan packages that will help you reach finally your economic objectives. These packages consist of 10-year interest-only credit lines, 30-year term loans, and even bridge loans. Explore most of our land loan choices.

Land Loan needs and Lending Process. 1. What’s the most useful AgAmerica program for me personally?

You are able to rely on a consultation that is thorough our loan officers that will evaluate your specific economic goals and build you a custom loan package to meet up your requirements. We never simply take a one-size-fits all approach. Plus there is absolutely no expense for a preliminary in-house underwriting assessment.

2. Can AgAmerica help me to through the documents procedure?

Definitely we are able to. Our product sales and underwriting teams are quite ready to assist and will work alongside your CPA or adviser that is financial help this method.

3. Are AgAmerica land loans for farmers only?

No. AgAmerica’s land loans are for anybody thinking about purchasing or refinance 25 or maybe more acres of agricultural-zoned land. AgAmerica can fund agricultural farm and ranch properties, citrus grove conversions, rural house estates, recreational land, and also natural land parcels. Our land loans makes it possible to lower your yearly re payments, expand your procedure, buy more land, or recover from a year that is previous. Find out more about exactly exactly how we’ve changed the real means today’s ag land owners finance their hopes and dreams.

4. Are AgAmerica land loans for farmers just?

No. AgAmerica’s land loans are for anybody thinking about purchasing or refinance 25 or even more acres of agricultural-zoned land. AgAmerica can fund farm that is agricultural ranch properties, citrus grove conversions, rural home estates, leisure land, as well as natural land parcels. Our land loans will allow you to lower your yearly re payments, expand your procedure, buy more land, or recover from a year that is previous. Find out about exactly how we’ve changed the means today’s ag land owners finance their hopes and dreams.

5. Would you have minimum credit history requirement?

Yes, AgAmerica’s minimum credit score is 680, nonetheless exceptions can be made on a case-by-case basis. Provide us with a call and we’ll talk you through our loan program parameters.

6. Does AgAmerica provide 100% funding?

No, much like other loan providers AgAmerica will not provide 100% funding. On a first mortgage, we lend as much as 75per cent on the basis of the value of one’s collateral property.

7. How do you be eligible for a farm loan?

You will find four skills you have to satisfy to qualify for a land loan with AgAmerica.

After being confirmed as that loan candidate, you’re ready to schedule a session with your land loan professionals. See our Loan Eligibility Verification page to begin with.

Make an ACH Payment for a Farm Loan. 1. Just how do I enlist therefore I don’t need certainly to keep re-entering my bank information for future re payments?

A One-Time Payment as a Guest”, the confirmation page will list three options after submitting your payment following the steps for“Make. It is possible to enlist With your information that is current to Residence, or Logout. Click “Enroll With Your Current Information” to proceed with enrolling and making a login.

2. I didn’t get the Activation e-mail once I enrolled.

Please always check your “spam” or “junk” mail. If the e-mail still may not be situated, we shall deliver you another activation e-mail. Please contact servicing by e-mail or phone for support.

3. I enrolled once I made my repayment, but i’m perhaps not in a position to join.

Look at your email after your first payment and click regarding the “Activate your bank Account” link. You will have to trigger your Account to be able to sign in.

4. The “Activate your bank Account” link not any longer works in my e-mail.

The hyperlink has expired. Please contact AgAmerica Servicing by e-mail or phone and we’ll give you an activation email that is new.

5. I’m locked out of my Login account.

Please contact AgAmerica Servicing by email or phone.

6. Just how do I put up Auto-Pay?

When you enroll as a person, you will have the choice to setup Auto-Pay. The Auto-Pay choice is situated on the Home page when you look at the column regarding the side that is right-hand of display screen. The Auto-Pay choice shall never be noticeable before you have produced a merchant account and logged back.

9. What do i actually do if we forgot my password?

Make use of the “Forgot your Login ID? ” link regarding the Login home page and you also shall be emailed these records. You might additionally e-mail Servicing@AgAmerica.com or call

10. If i’ve one or more loan quantity how can I result in the repayment for every loan?

It’s preferred for a sign in and Password become founded for every loan quantity. Nonetheless, you may combine each loan re payment under one sign in but a remark must certanly be manufactured in the Payment guidelines field as to just how the funds should always be distributed every single loan quantity.

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